Equipment Financing at the Speed of Manufacturing
Fast, flexible financing for production lines, CNC machines, automation equipment, and industrial machinery. Get the equipment you need to scale production and stay competitive.
Manufacturing Can't Wait for Slow Financing
Production deadlines and market opportunities don't wait for bureaucracy. We move at manufacturing speed.
Production downtime costs revenue?
Every hour of equipment downtime impacts production quotas and delivery schedules. We finance fast so you can get back to making things.
Need automation to stay competitive?
Manufacturing technology evolves rapidly. Outdated equipment means higher costs, slower production, and lost market share. Stay ahead with modern equipment.
Capacity constraints limiting growth?
New orders require new equipment. Smart financing lets you expand capacity without depleting working capital needed for operations.
ROI-focused structures?
Manufacturing equipment should pay for itself through increased efficiency and output. We structure financing around your equipment's earning potential.
Manufacturing Equipment We Fund
Comprehensive coverage for all your manufacturing equipment needs
Production Machinery
CNC machines, lathes, milling equipment, injection molding machines, stamping presses, and assembly line equipment
Automation & Robotics
Industrial robots, automated assembly systems, packaging automation, material handling equipment, and smart manufacturing systems
Fabrication Equipment
Welding equipment, laser cutting machines, plasma cutters, metal forming equipment, and finishing systems
Industrial Systems
HVAC systems, compressors, generators, facility equipment, quality control systems, and testing equipment
Manufacturing Success Stories
Real results from real manufacturing companies
Precision Manufacturing Inc.
Challenge: Needed new CNC machines to meet aerospace contract demands without depleting cash reserves.
Solution: $750K financing for 5 new CNC machines with 36-month terms structured around contract cash flows.
Result: 200% increase in production capacity, won $2M aerospace contract, ROI in 18 months.
Advanced Packaging Solutions
Challenge: Manual packaging process couldn't keep up with e-commerce order volume growth.
Solution: $425K for automated packaging line with conveyor systems and robotic palletizers.
Result: 400% increase in packaging throughput, reduced labor costs 60%, payback in 14 months.
Manufacturing Equipment Financing FAQ
What manufacturers need to know about equipment financing
What types of manufacturing equipment can be financed?
We finance CNC machines (3-axis, 5-axis, Swiss-type), lathes, milling machines, injection molding equipment, industrial 3D printers, robotic arms and automation cells, conveyor systems, packaging lines, welding systems, air compressors, material handling equipment, press brakes, laser cutters, waterjet systems, and complete production lines. Both new and quality used equipment qualifies, ranging from $75K to $2M per transaction.
Can I finance a complete production line?
Yes. We regularly finance complete production line packages including multiple machines, conveyors, automation components, and supporting equipment in a single transaction. Bundling a complete line simplifies your financing with one monthly payment instead of several, and often results in better overall terms than financing each piece separately. We coordinate payment directly with all your equipment vendors to streamline the process.
Do you finance used CNC machines?
Absolutely. Used CNC machines from reputable dealers and resellers are a core part of our manufacturing finance portfolio. Quality used CNC equipment can save 30-50% compared to new while delivering excellent precision and productivity. A well-maintained Haas, DMG Mori, or Mazak with reasonable spindle hours can serve a shop for many years. Machine condition, spindle hours, maintenance history, and remaining useful life all factor into approval and terms.
How does equipment financing help manufacturers grow?
Equipment financing preserves working capital for raw materials, payroll, and operational expenses while adding production capacity. A $500K CNC machine that enables a new contract worth $200K per month pays for itself quickly. Financing lets manufacturers take on larger contracts, expand capabilities, meet tighter tolerances, and bid on work they could not previously handle — all without depleting the cash reserves needed for day-to-day operations and material purchases.
What are typical financing terms for manufacturing equipment?
Manufacturing equipment financing terms typically range from 36 to 72 months depending on the equipment type, cost, and useful life. Heavy machinery with long productive life like CNC mills and lathes often qualify for 60-72 month terms. Technology-dependent equipment like 3D printers may have shorter terms. Monthly payments are fixed with no hidden fees, and we offer both loan structures where you own the equipment and lease options with flexible end-of-term choices.
Can I finance equipment purchased at auction?
Yes. We finance manufacturing equipment purchased at auctions, plant liquidations, and private sales. Many manufacturers find excellent value on quality equipment through auction channels. We can provide pre-approval so you know your budget before the auction, and we move quickly to meet typical auction payment deadlines. Equipment condition and provenance are evaluated as part of the approval process.
What documents do I need to apply?
For most manufacturing equipment financing requests, we need a one-page application, 3 months of business bank statements, and the equipment quote or invoice. For transactions over $500K, we may request tax returns and a business financial statement. The process is designed to be fast and non-intrusive — we know your time is better spent running your shop than gathering paperwork.
Do you work with equipment dealers and resellers?
Yes. We partner with manufacturing equipment dealers and resellers nationwide. If you are purchasing from a dealer, we coordinate payment directly with them. Many dealers refer their customers to us because of our fast approvals and smooth process. If you are a dealer looking to offer financing to your customers, visit our Vendor Partner Program page to learn about our partnership options.
Equipment Financing Strategies for Manufacturers
How to fund growth without sacrificing working capital
Capacity Planning and Equipment Investment
Smart manufacturers align equipment acquisition with contract pipelines and demand forecasts. Financing enables you to add capacity ahead of demand rather than scrambling to meet it. When a major contract requires a new machining center or production line, equipment financing puts that capability in place within days, not months of saving up cash. The ability to move quickly on equipment can be the difference between winning and losing a significant contract.
Automation ROI: When Robots Make Financial Sense
Industrial automation and robotics represent significant upfront investment but deliver measurable returns through increased throughput, consistent quality, reduced scrap, and lower labor dependence. A $250K robotic welding cell that replaces two shifts of manual welding can pay for itself within 18-24 months through labor savings alone, before counting quality improvements and increased output. Financing makes automation accessible by spreading the investment over the payback period, allowing even small and mid-size shops to compete with larger operations.
New vs. Used Manufacturing Equipment
New equipment comes with warranties, the latest CNC controls, better energy efficiency, and lower maintenance requirements. Used equipment offers dramatic cost savings and can deliver the same tolerances and throughput for years. The right choice depends on your workload, tolerance requirements, utilization rate, and budget. For a machine running 3 shifts producing precision aerospace parts, new often makes sense. For a backup machine or lower-volume application, quality used equipment is a smart financial decision. We finance both and can help structure the right deal for your shop.
Tax Advantages for Manufacturing Equipment
Manufacturing equipment purchases often qualify for Section 179 deductions and bonus depreciation, allowing you to deduct the full cost of qualifying equipment in the year it is placed in service. This applies to both new and used equipment. Combined with equipment financing, this creates a powerful financial advantage — you acquire the machinery, generate revenue from it immediately, and potentially offset the entire cost against your tax liability in year one. Work with your tax advisor to understand how these benefits apply to your specific tax situation and equipment purchases.
Financing Equipment for ISO and Quality Certifications
Many manufacturers need specific equipment to achieve or maintain ISO, AS9100, IATF 16949, or other quality certifications required by their customers. Whether it is a coordinate measuring machine for inspection, a climate-controlled testing chamber, or upgraded production equipment to meet tighter tolerances, financing these investments quickly can mean the difference between qualifying for a lucrative contract and watching it go to a competitor. We understand the urgency of certification-driven equipment purchases and prioritize fast approvals.
Ready to Scale Your Manufacturing?
Join hundreds of manufacturers who chose speed over bureaucracy