Terms of Service

Please read these Terms of Service ("Terms") carefully before using vendorcapitalgroup.com (the "Site") operated by Vendor Capital Group ("we," "us," or "our"). By accessing or using our Site, you agree to be bound by these Terms.

1. Use of the Site

You may use our Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable laws or regulations
• Submit false, misleading, or fraudulent information in financing applications
• Attempt to gain unauthorized access to any part of the Site or our systems
• Use automated tools to scrape, crawl, or extract data from the Site
• Impersonate any person or entity or misrepresent your affiliation
• Transmit any harmful, offensive, or disruptive content

2. Financing Services

Vendor Capital Group is an equipment financing company. Submitting an application or inquiry through our Site does not guarantee financing approval. All financing is subject to:

• Credit approval and underwriting review
• Verification of information provided
• Execution of separate financing agreements
• Applicable state and federal lending regulations

Financing terms, rates, and approval decisions are made at our sole discretion and may vary based on creditworthiness, equipment type, and other factors.

3. Accuracy of Information

You represent and warrant that all information you provide through our Site or in any financing application is accurate, complete, and current. Providing false or misleading information may result in denial of financing and may constitute fraud under applicable law.

4. Intellectual Property

All content on this Site — including text, graphics, logos, and design — is the property of Vendor Capital Group and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

5. Disclaimer of Warranties

The Site and its content are provided "as is" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses. We make no warranties regarding the accuracy or completeness of any content on the Site.

6. Limitation of Liability

To the maximum extent permitted by law, Vendor Capital Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or our services. Our total liability shall not exceed the amount you paid us, if any, in the six months preceding the claim.

7. Third-Party Links

Our Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over third-party sites and are not responsible for their content, privacy practices, or terms. Accessing third-party sites is at your own risk.

8. Privacy

Your use of our Site is also governed by our LinkedIn  |  Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Orange County, California.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site with an updated "Last Updated" date. Your continued use of the Site after changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

11. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

12. Contact Us

If you have questions about these Terms, please contact us:

• Email: loans@vendorcapitalgroup.com
• Phone: (949) 229-5521
• Address: 27422 Portola Parkway, Foothill Ranch, CA 92610