Privacy Policy

Vendor Capital Group ("we," "us," or "our") operates vendorcapitalgroup.com. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website or submit a financing application.

1. Information We Collect

Information You Provide

• Name, email address, phone number, and company name when you submit a financing inquiry
• Equipment type and financing amount range
• Additional details you include in your message
• Business financial information provided during the underwriting process

Information Collected Automatically

• Browser type, operating system, and device information
• IP address and general geographic location
• Pages visited, time spent, and navigation patterns
• Referring website or search query

2. How We Use Your Information

We use your information to:

• Process and evaluate your equipment financing application
• Contact you regarding your inquiry or application status
• Provide financing solutions and related services
• Improve our website and services
• Comply with legal and regulatory obligations
• Send service-related communications (not marketing without consent)

3. How We Share Your Information

We do not sell your personal information. We may share your information with:

• Lending partners and funders — to evaluate and process your financing application
• Service providers — who assist us in operating our website and business (bound by confidentiality agreements)
• Legal authorities — when required by law, court order, or to protect our rights

4. California Privacy Rights (CCPA)

As a California-based company serving California residents, we comply with the California Consumer Privacy Act (CCPA). California residents have the right to:

• Know what personal information we collect and how it is used
• Request deletion of your personal information
• Opt out of the sale of personal information (we do not sell personal information)
• Non-discrimination for exercising your privacy rights

To exercise these rights, contact us at loans@vendorcapitalgroup.com or call (949) 229-5521.

5. Data Security

We implement industry-standard security measures to protect your personal information, including SSL/TLS encryption, secure data storage, and access controls. No method of transmission over the internet is 100% secure, but we take all reasonable precautions to protect your data.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, and resolve any disputes. Financing application data is typically retained for 7 years in accordance with financial recordkeeping requirements.

7. Cookies and Tracking

Our website uses cookies to enhance your experience and analyze website traffic. You can control cookie settings through your browser. We use Cloudflare for website performance and security, which may set its own cookies.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

9. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have collected information from a minor, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last Updated" date at the top of this page. Your continued use of our website after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

• Email: loans@vendorcapitalgroup.com
• Phone: (949) 229-5521
• Address: 27422 Portola Parkway, Foothill Ranch, CA 92610